Secret offshore bank accounts are the stuff of legend. This article intends to debunk some of the myths about secret offshore banking by setting out what is and isn’t possible.

1) It’s impossible to open an offshore bank account without first somehow identifying yourself. This means sending a notarized copy of your bank account/passport details to the bank or intermediary.
2) Most offshore banks will also require a reference from a bank at home.
3) If you open an offshore account in the name of your offshore company, you still need to provide all the formation documents, and the name and address of a real person. No bank will let a faceless entity open an account without pinning it down to a real person.

So how is it Secret?

Well, the reasoning behind all this, is that if you open an offshore account the bank may let you have a ‘number’ rather than a name. This so called ‘numbered account’ allows you to send wire transfers without third parties knowing who you are. An account in the name of a company will do a similar thing, allowing you to send and receive payments almost anonymously, because the company name rather yours will show up on all transactions.

The problem is, this doesn’t shield you from government inquiries. If for example a government authority suspects you of having an undeclared offshore account, that you are hiding money from your spouse or otherwise engaged in funny business they can go to the country or bank in question and request your details. While some countries will reject the majority of these requests others are more pliant.

Switzerland and the Cayman Islands are two in particular that co-operate with US and EU authorities. Although both have strong bank secrecy laws on paper, these are not so closely followed in practice. Swiss banks UBS and Credit Suisse have made headlines recently over IRS investigations into US held offshore accounts.

The truth is, if you really want a secret account you may have to look further than ‘traditional’ tax havens. That means jurisdictions without tax-information exchange agreements or other links to high-tax countries.

Another option is using an offshore bank account alternative. This could be (for example) sending your funds to a trust company which then opens a bank account for you in their name. Although this is also not 100% foolproof, it does offer another level of privacy in the same way that an offshore company will shield your identity.

Whichever option you choose to take, it pays to follow some ‘golden rules’ of privacy:

1) Limit the number of people who know about the offshore bank account to as few as is humanly possible.
2) Fund the account with a cheque or western union transfer, rather than by wire from your home bank. 3) Never send funds directly back home from the offshore account.

Good luck!

Have you ever research how to lose weight quickly, only to realize that a lot of what comes up is quite costly? I just came across an 8-week laser weight loss program for $2000. I’m sure if the person is motivated and follows it diligently, they will in fact lose weight. But not everyone has that much extra $$ to throw at it. So it got me thinking, what are some tips for losing weight that won’t put a major dent in your bank account!

1) Label readers. Can’t fool you right? Actually Consumer Reports published a story how much we’re being fooled by food labels. Not only should you pay attention to the actual ingredients in the product, but read the calories. It might read -200 calories per serving- but pay attention to what an actual serving size is according to them. Quite often its – the product in the box. So of all a sudden those 200 calories are up to 400 or 600!

2) Diet Pop. One would think that switching to calorie free soda would help with weight loss. Study after study proves otherwise. In fact diet pop drinkers tend to be 6 waist sizes bigger than regular pop drinkers. There has been evidence to suggest aspartame (a sugar substitute in pop) has been lined to raising blood sugar levels, a key element in fat gain.

3) Sleep. Sleep is an essential part of our overall diet and fitness plan. Our body repairs itself during sleep and releases something called, human growth hormone, which aids in weight loss. But did you also know that on average, people who don’t feel well rested tend to eat an additional 300 calories a day?? When our bodies are sluggish, our metabolism slows down to conserve our energy resources. It also triggers our cortisol levels which increases our appetite. So next time you want to stay up late to catch your favorite program, PVR it and enjoy a restful sleep.

4) Turn down the heat. It’s a fact, when our bodies are cold, they will burn fat to heat us up! Our muscles contract and use stored fat to help heat us up. So turn the thermostat down a few notches, save some coin while you’re at it! Or enjoy a brisk walk in the winter weather. These are all simple tips for losing weight with an easy diet and fitness plan.

If you’re someone wants to learn how to lose weight quickly, then ImpactFitnessInc.com is for you. We show you how to lose weight with diets that work. Learn from the pros who train the pros.

The use of offshore banking is no longer disreputable because the policies are now strictly regulated. Standard bank offshore services may also be ideal for businesspeople and expatriates who usually have to make transactions between two countries. However, offshore banking may not be a viable option for people who have filed for bankruptcy or those who have a tainted credit history.
One of the usual alternatives are offshore bank accounts in Jersey because this area is believed to be one of the most secure locations for such transactions. This is due to its stable local economy and political structure. Also, the Banking Business Law of 1991 is charged with regulating a Jersey offshore bank account. In Jersey, there are hundreds of investment, fund management, and banking institutions. This provides a person with a wide range of entities to choose from, which permit him to opt for the best offshore banking service suitable to his needs. One way to check if the provider is reputable is to make sure that it is regulated by the Jersey Financial Services Commission (JSC). You can verify that a provider is regulated by JSC by checking the list published on the JSC website.
Offshore banking accounts have several advantages over local bank accounts, especially for expatriates. The primary advantage is that anywhere they are, they can easily deposit or withdraw money using these accounts. Another benefit offered by offshore banking is you do not have to transfer your money to your home country or to an onshore bank, for whatever your reasons.
Business men and women who need to work in several countries may also find that offshore bank accounts are ideal for their lifestyle. Offshore accounts may also offer better privacy and security than onshore bank accounts. With offshore banking, it is also easier to handle different currencies. To demonstrate, you may get your pay in a certain currency, deposit it in your pension in another kind of currency, and then remit some money to your home country in your own currency.
The reduction of taxes is another significant benefit of an offshore account. To illustrate, if your home country does not tax foreign income unless you send it home, then it would be best to keep your funds in an offshore account. Offshore banking services provided by a reputable bank may also be more secure than keeping your funds in a local bank onshore. Lastly, an offshore account may provide you with higher interest rates compared to a small onshore bank.

There are many ways for your to earn money online. Earning a decent living online is no longer a dream. Some even leverage on social media to earn decent income online. Do you want to know how to make money with Facebook page (also known as Fanpage)?

Read on and I will reveal to you the simple step-by-step process for you on how to make money with Facebook page.

First, create your Fanpage

Creating a Fanpage is the first thing you need to do. If you don’t know how to create a Fanpage, just google for the solution or alternatively you could outsource this and let someone else to create a Fanpage for you. But it is not right to just simply create any Fanpage. To make money with Facebook page, you need to make sure that the Fanpage which you are creating will make you money.

Now, the tricky question is how to ensure that the Fanpage you are creating will make you money?

The answer is very simple. Fanpages that will make you money are those with a “passionate” (or “motivated”) group of fans. When people are “passionate”, they will be more proactive in sharing and spending time on the Fanpage.

Examples of a “passionate” group of people are the niches of tattoo, weight loss, games, niche music, etc.

Second, get a CPA offer

Now, the key to the question on how to make money with Facebook really depends on how well you monetize your Fanpage.

The easiest way to do this is by finding a right click-per-action (CPA) offer and a group of fans who are willing to complete the CPA offer for you.

You can find plenty of CPA offers on clickbank.com. Choose one with a powerful landing page and provide you with useful and sufficient promotional tools.

Insert the CPA offers link on your Fanpage. When your fans click on the offer and if they are a real “passionate” group, chances are high that they’ll complete the CPA offer that you have.

Third, get traffic to your Fanpage

To make money with Facebook page, you need to have “fans” for your Fanpage. There are many ways to promote a Fanpage. You can talk about it in forums, twit about in using tweeter, or promote it among your friends on Facebook.

Or you can try the traditional marketing method known as article marketing. The ultimate answer to the question of “how to make money with Facebook” lies in having traffic and a group of “passionate” fans. Article marketing would be able to get you the right fans who are genuinely interested in what you have to offer on your Fanpage and CPA offers.

There you go, the 3 simple steps on how to make money with Facebook page. You might realize by now that it is not difficult for you to make money with Facebook page. Why not give it a try now?

Once a homeowner is behind on their mortgage payment, they can expect a lot of harassing calls from their bank. Unfortunately, that isnt the worst of it.

The difficult part for the homeowner is that once you get more than 30 days late the bank requires full payment of all monies in arrears. So lets say a person hasnt made a payment for a couple of months and you manage to scrape together the 2 months mortgage payments of $4,000 and you call your bank to let them know the good news. But what you hear is the bank saying “Hey you know that $2,000 monthly mortgage and you know how you owe us 2 months worth of payments, right? Well you actually owe us $4,500 because youre two payments late and were not going to accept anything less than full payment on all monies that are past due. Oh, and by the way there are some penalties and fees and things were going to add onto that, so thats why you need to send us $4,500 to get back in our good graces. If you dont send us this amount, were going to go forward with foreclosure proceedings and take your home from you.”

And rightly so, that freaks people out. Most families typically cant come up with two or three or four times their monthly payment in one lump sum. If they try to send monies in that are anything less than that full lump sum amount, the bank will usually, quite literally, send the person the check back. If the person says, “Hey all I can do is come up with one month payment. Ill send you the $2,000 plus fees, so Im going to send you $2,400.” and they send in the check and the bank is more than likely not going to cash it and they will send it back to the homeowner.

With the banks refusing to take partial payments the bank will then often proceed into the next stage of the foreclosure process. Typically after 3 or 4 months that have gone by without a payment, the bank at that point is going to legally file against the homeowner and submit a legal document to the homeowners county recorders office. The document is what is called a Notice of Default (NOD). This takes the homeowner one big step closer to losing their home.

National bank for agriculture and rural development is set up as an apex development bank with an authorization which provides credit flow for the development and promotion of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts. This bank provides finance to the farmers so they can cultivate good crop and can expand and develop the agriculture. Nabard was established on 12 July 1982. This bank is the apex development bank in India having headquartered based in Mumbai, Maharashtra and this bank offers training and research facilities for banks, cooperatives and organizations working in the field of rural development. Similar to other bank this bank also invites application from the Indian national to fill the vacant post in different branches of the bank. The Selection process for all the post will comprise a written test and the candidates who are successful in the written test examination will be called for a personal interview. The official website of this bank provides the detailed information regarding the recruitment and the selection process.
HDFC bank
HDFC i.e. Housing development Finance Corporation is the major Indian commercial bank that was incorporated in August 1994. This bank was promoted by the housing development finance corporation, a premier housing finance company (set up in 1977) of India. Apart from the banking and financial services this bank also provide recruitment for all the eligible candidates who dream of having jobs in banking sector. Basically the selection process is based on GDs and personal interviews. The applicant can apply through online application during the opening of vacancy. If you are the fresher and want to explore the career in banking sector then the HDFC bank recruitment 2012 is the best option to start your career.
City Union bank
City union bank is the Indian regional bank started on 31 October 1904 in the Thanjavur District Tamil Nadu. This bank was popularly known as ‘The Kumbakonam Bank Limited’. The first Branch of the Bank was opened at Mannargudi on 24th January 1930. Thereafter, branches were opened at Nagapattinam, Sannanallur, Ayyampet, Tirukattupalli, Tiruvarur, Manapparai, Mayuram and Porayar within a span of twenty five years. This bank also invites application from eligible candidates to fill the vacant post. The selection process is based on written test and interview. The written test comprises of four sections test of reasoning, English, Quantitative aptitude test and Test of General & Financial Awareness. The selection process and eligibility criteria keep on changing every year. So the candidates must read daily updates in newspaper and also in official website of the bank.
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May, 5, 2014 : Company Profiles and Conferences presents a Company Report on “Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) – Strategic SWOT Analysis Review”, which provides retail banking services, such as savings, and demand and term deposits, e-banking products, such as SMS banking, online savings and Internet banking. Vietcombank has ATM machine locations in Ho Chi Minh City, Hanoi, Lieu, Bac Giang, Bac Ninh, Pacify, Binh Duong, Ca Mau, Dong Nai, Dong Thap, Binh Thuan and An Giang among others.

Summary

Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) is a commercial banking services provider. The bank offers worldwide trade and traditional services such as capital mobilization, capital trading, credit, and project financing among others. It provides retail banking services, such as savings, and demand and term deposits, e-banking products, such as SMS banking, online savings and Internet banking. Vietcombank has ATM machine locations in Ho Chi Minh City, Hanoi, Lieu, Bac Giang, Bac Ninh, Pacify, Binh Duong, Ca Mau, Dong Nai, Dong Thap, Binh Thuan and An Giang among others. The company operates an estimated 400 branches and transaction offices, along with 1,700 automated teller machines and 22,000 points of sale in Vietnam. Vietcombank is headquartered in Hanoi, Vietnam.

Joint Stock Commercial Bank for Foreign Trade of Vietnam Key Recent Developments

Jul 11, 2013: EVN Signs $690.47m Credit Contracts With Four Banks For 1,200 MW Lai Chau Hydro Power Plant In Vietnam

This comprehensive SWOT profile of Joint Stock Commercial Bank for Foreign Trade of Vietnam provides you with an in-depth strategic analysis of the company’s businesses and operations. The profile will give you a clear and an unbiased view of the company’s key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

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